The Peter McClellan show

The definition of insanity and how it applies to Europe and the United States.

Peter says ultimately the conclusion of our spending as a Country without having a budget and going down this bad financial path is that we may end up in the same type of predicament as Europe with their debt crisis. Dan Hildebrand talks about how we have seen what has happened with the Euro experiment with countries pumping money into other countries that are in debt and the damge this is causing them in the long-term. Tune in to hear what can be done in your life and get some simple, financial tips to stay out of debt as we accumulate wealth and strive for greater and greater financial stability.

Click here to reach Peter.

Life changing events can change you for good, better or for worse.

Peter McClellan asks you to think back on three major events that took place in your life that were very traumatic. Peter tells some personal stories and talks about some worries he had in his life and his business and how these events helped him change for the good. He says for his business he now has a conviction that he will never let his clients be stuck in a bad place with their investments if the market goes bad again.

To learn more about active money management and how you may be able to find some calm when the markets fluctuate click here.

Are you liquid enough in your investments?

Peter McClellan talks about a meeting he went to recently that was about the issues of liquidity. Liquidity means that you have enough access to cash in your life that you can get to in a relatively brief order and not have to pay big penalties or taxes on it. Tune in to hear what is at risk if you don’t have enough access to your money. A lot can happen in your life and you need to make sure you are keeping enough money that is readily available to you. When people don’t create enough liquidity they can wind up going into debt.

To reach Peter to talk about this serious issue click here.

What does the week ahead look like for the Stock Market?

Peter and Dan talk to Jeff Hybiak talk about how there is not a lot of big news they are anticipating but you never know what surprises may occur in the Market. Jeff says on Wednesday we will have the housing starts and building permits numbers and he thinks this is important because when he looks at the economic indicators that is still one of the areas adding strength to the economy. Tune in to hear about how once Europe gets through their financial crisis the attention is then going to turn to the U.S. and much more!

To reach Jeff at Strategic Equity Management click here.

Are the banks too big to fail?

Peter and Jeff Hybiak talk about another week where the banks are making the news and moving the markets. They talk about a post from Jeff’s blog about the 2 billion dollar mistake from JP Morgan. They reference a video that explains how the banks think they are too big to fail. Jeff says the Federal Reserve has forced investors to make some big bets and how this is damaging for the economy. Tune to find out what this all means for the average investor and the American people.

To catch up on Jeff Hybiak’s blog click here.

Another down week for the markets…

Peter and Dan are pleased to talk to Jeff about what happened this week in the market and the big news with JP Morgan and their big loss they suffered. Jeff says after four days when the market focused on Europe at the end of the week we saw that JP Morgan lost 2 billion dollars on bets they were making on European debt. Tune in to hear how all this affected the market, get an update on what is going in Greece and this countries out of control spending.

To reach Jeff Hybiak, Portfollio Manager for Strategic Equity Management click here.

A Story from Inheritance Tug of War Stories read by Peter McClellan – The Reprobate.

Peter reads a story about a daughter who recounts how probate tied up the inheritance left by her parents while her sister’s irresponsibility with money leads them to financial ruin. This conflict has torn their family apart. Peter says both siblings should set aside their differences and ask ‘what would Mom want us to do.' Tune in to hear about the how the decision to honor our parents will usually lead us in the right direction. Settling an estate is part of life and during these situations you need to have open communication with your family.

Take a look at Peter McClellan’s Book, Inheritance Tug of War Stories by clicking here.

So often the advertisements for student loans don’t tell you about the burden of taking on such huge debts.

Watch this video of a young couple trying to get on with their life with such huge loans and learn what you can do get after your college loans head-on. Peter talks about how there is no shame if you have accumulated a lot of debt, but you need to get those loans out of you life as soon as you can. You can’t afford to let these payments go on for years and years because this is sucking the life out of your cash-flow. Watch this video and share it with a loved one so they can learn how to reach greater financial stability and get their life back.

To reach Peter at The 401k Latte Company click here

Are you overwhelmed by student loans?

Peter and Dan Hildebrand talk about how some people think they can just get their loans forgiven if they declare bankruptcy. They say you can’t do that and these loans follow you through the bankruptcy process. Peter likens taking care of your debts to boot camp and says you don’t go to boot camp with a lazy attitude and you should act the same when it comes to your debts. He says you will be miserable if you don’t become a warrior. We have to adapt this warrior mentality when it comes to getting rid our debts and become fighting machines.

To reach Peter or Dan about this topic click here.

Don’t take out a mortgage to get a college degree.

Peter and Dan Hildebrand from the 401k Latte Company talk about a very serious subject that can really suck the life out of many young people who fall into the trap of getting a massive loan for college. Peter says there is no mechanism at any University that really holds you accountable for paying tons of money that allows you to just major in one field. Tune in to hear what can be done to reduce the stress of having a college loan that you have to pay off for twenty to thirty years.

To reach Peter or Dan to discuss your finances and what can be done click here.

What’s ahead for the week? It’s all about Europe.

Peter talks with Jeff Hybiak, Portfolio Manger from Strategic Equity Management about how last week we had a lot of economic news from the US that distracted us from what was happening in Europe. Jeff says he is going to be keeping a close eye on what’s happening in their economy and what is going to happen with the elections coming up there. Tune in to hear about how the people in Europe are now voting more socialist and how this can lead to problems in their banking system.

To reach Jeff at Strategic Equity Management click here.

The data from the week behind us on the economy was not bad but was it not weak enough?

Peter and Jeff talk about a post from Jeff’s blog about how the market did respond accordingly with some bad data this week. Jeff says everyone was excited a few weeks ago because the Federal Reserve was ready to start printing more money which has always been really positive for the Stock Market. He says the employment numbers that came in were not big enough in April to get us back on track for job growth. Tune in to hear about jobs lost,gained and the unemployment rate and how this all affects our economic growth.

To catch up on Jeff Hybiak’s blog click here.

It was the worst week in the Stock Market since last December. What is going on?

Peter, Dan and Jeff are pleased to do a recap of what happened this week in the Stock Market. Jeff says on Monday with some regional manufacturing data the market was down. On Tuesday it was up and in the middle of the week we had a weak economic report which brought it back down. He says on Thursday we started to get back in talks of printing money and how this didn’t work in the Market’s favor. Tune in to hear more about a post from Jeff’s blog about what we have seen with the money that was printed and much more!

To reach Jeff at Strategic Equity Management click here.

401K not OK.

Peter continues reading from his book, Inheritance Tug of Wars Stories this week with a story about a women who saved diligently for her future and raised her kids on her own because her husband died early. This story is about a sibling who describes how his two live-for-the moment brothers dishonored their mother’s legacy by squandering their inheritance. Life is hard and how great is it when you have siblings who can really be there for each other after you leave this earth?

To reach Peter to talk about how families are forever and get some guidance click here.

Angus talks to us from Scotland about what is going on in Europe.

With manufacturing slowing down and the Germans creating their own currency there is much to talk about. Also he talks about France and how they are in the middle of a presidential run-off. He says if Sarkozy doesn't win their could be some destabilization there. Watch to hear Angus talk about Spain, unemployment and much more.

Are you doing the hard thing for your financial future?

Peter and Dan from The 401k Latte Company talk about a very important topic of getting things moving for your financial future after you have had clarity of thought. Peter and Dan say you need to take the hard step to reach financial peace and how it really is not as difficult as you think it is. Peter also tells a story of some of his clients who are doing very well financially but they actually need to spend money. What is your hard thing in your life that is hindering your financial peace?

Talk to Peter or Dan from The 401k Latte Company to find out how to take that first step to reach greater financial stability by clicking here.

Are you clear about where you need to go in your financial future?

Peter and Dan Hildebrand of the 401k Latte Company talk about having clarity of thought and how vital it is for you to see your financial goals. Peter says we all tend to walk around with this thought in the back of our heads, "If I just would take the time to get the important things done I would have a better, more calm life!" Unfortunately we usually don't act on that thought. You need to really take a step back if you are overwhelmed financially and hopefully this show will help. We need to have some common sense when it comes to our spending.

To reach Peter to discuss your financial stability click here.

We’ve had two up weeks in a row in the market. Could we have a third?

Peter and Jeff Hybiak are back to talk about what we can expect in the week ahead. Jeff says it could be very interesting because last week after the Fed said they would do be more we saw some bad economic reports. He says what we always get the first week of any month is some really good snapshots on what happened the prior month. Jeff says we are going to see the manufacturing index, the employment report, jobless claims as well as the monthly unemployment report. They these reports could really influence the Market.

To reach Jeff at Strategic Equity Management click here.

Why are we listening to the idiots in the Federal Reserve?

Peter welcomes back Jeff to continue the conversation about how the market seems to love it when Ben Bernanke says “there is more that we could do.” Jeff talks about how the Federal Reserve is the last people we want to listen to for our investments and long-term decisions on where the market is going. Peter and Jeff say we should take a step back and really look at what Ben Bernanke is doing with printing money because the "financial experts" have been wrong in the past. Hear their concerns about this topic, and the latest from Jeff Hybiak’s blog.

To catch up on Jeff’s blog click here.

The market was up this week but the data wasn’t that great.

Peter and Jeff talk about how Monday started off on a negative note with the market losing 1%. Everyone was concerned about Spain and Italy with interest going up there. We then saw some positive earnings with some small gains and in the middle of the week. They talk about how since Ben Bernanke has talked about doing more this works as long as everyone doesn’t have an alternative for where they put their currencies. Tune in to hear why Ben Bernanke’s plan can really hurt the economy and much more.

To reach Jeff Hybiak at Strategic Equity Management click here.

Are you sure it is the wisest thing to dis-inherit your children from your first marriage?

For this edition of Tug of War Thursday Peter reads a story from his book, Inheritance Tug Of War Stories, about a son who watches his father’s second wife award the estate to her family and this really hurts him. If you are in a blended family you don’t want to cut your children out of your will to please either side of your family. This can leave a permanent wound and you don’t want to get to the end of your life with regrets.

To get some wise counsel from Peter about this tough decision click here.

Is there a reason people in their 20’s don’t trust the Stock Market?

Dan Hildebrand, Risk Manager for The 401k Latte Company and Peter McClellan talk about how the younger generation has gone through some unsure times and how this has shaped their minds for investing in the Stock Market. Dan says a lot of his peers are being more cautious and gives some staggering statistics on different age groups and how they react to uncertainty in the market. Tune in to hear more.

To reach Dan and Peter at The 401k Latte Company to get some wise counsel in these uncertain times click here.

When you focus on the numbers they do speak to you.

Peter talks about how many people make assumptions with their finances because they don’t have a budget. He tells a story about a client who was going to be retiring but she had not factored in what she needed and what she wanted to be spending. He says now she goes back and looks at all of her expenses and she might find out that she doesn’t need to draw money out of her retirement plan. We need to live within our means and not go into debt.

To learn how you can create a budget and let the numbers speak to you with Peter click here.

Are you more concerned about appearing wealthy than growing your net worth?

Peter talks about a book he read called The Millionaire Next Door that reveals what millionaires have done to achieve their wealth. He says that most people who have accumulated wealth didn’t inherit a lot of money but they lived within their means. Many people think they have to look good with a new car and they get into debt all throughout their life. Peter says this can steal your wealth from you. Tune in to hear how people have become millionaires.

To reach Peter at The 401k Latte Company click here.

It’s a big week coming up. The Markets are going to have to deal with the Fed meeting, the French elections and more earnings.

Jeff Hybiak and Peter McClellan discuss how two weeks ago the market was trying to determine if the Fed was going to print more money or put the brakes on things. Jeff says with this Federal Reserve meeting coming up, based on what we have seen before, we could see them print more money. They also talk about how in France they are taxing the wealthy and continuing spending and what this does to their economy. Tune in to hear about Apple, Ben Bernanke and the good, the bad and the ugly in the Stock Market.

To reach Jeff to discuss your portfolio in these uncertain times click here.

Spain is not Greece.

Peter and Dan talk with Jeff Hybiak about how the Financial Press has said Spain is much larger than Greece so they can’t fail but, in reality, their problems are much greater. He talks about how the banks in Europe swapped out bad loans as collateral in exchange for loans from the European Central bank and how this was supposed to take care of the bank system. He says Spain’s unemployment has been going up every quarter. They tie this back to what we could be seeing in this Country with us taking bad loans and putting it on the back of the tax payers.

Take a look at Jeff’s blog by clicking here.

The market has been up and down this week. The roller-coaster is back. What have we learned?

Peter is once again joined by Jeff Hybiak from Strategic Equity Management for a recap of everything that happened in the Stock Market this week. Jeff says it was an interesting week because the market was flat some days then up and down and how the big institutions are still uncertain about the overall economic outlook. He also talks with Peter about how some of the stronger earnings we are seeing are overshadowing what is happening in Europe and how we may just wake up and wonder what is happening there. Tune in to hear from Angus and much more!

To read Jeff Hybiak’s blog click here.

Is your retirement being sabotaged by a dysfunctional family member?

Peter talks about a story called The Snow Birds Who Never Flew South from his book Inheritance Tug of War Stories. The story is about a couple who never could retire because of family issues. This story talks about the sadness of people who have worked their entire life to try and get away for retirement but they have a son who has a drug problem that made them worry he was going to die if they were not around him. Peter encourages people to get wise counsel in these tough situations.

To get some counsel from Peter McClellan click here.

When do you think you need to start saving for retirement?

Peter talks with Dan Hildebrand about the big question of saving for retirement. They talk about how there are people on the young side and the older side that need to start saving 15% of their income and how they are in trouble in the long run if they don’t. Peter gives some tips for getting out of debt and having a reserve so you have a cushion for the bad things in life. Peter says once you are out of debt then you need to start saving for your retirement. You don’t want to live an upside-down, debt filled lifestyle.

To reach Peter and Dan to talk about saving for your retirement click here.

They say delayed gratification is the key to building wealth. Is that true?

Peter talks about how the one thing that we have done wrong in the past 30 years as a Country is not waiting to get something. He talks about people he has observed who have used common sense to build wealth by waiting until they have enough money. He also talks about the mistakes people make with falling for no interest deals and how they get in a trap of putting off payments which is a bad path to be on. We have to discipline ourselves to not make large purchases unless you have the money. These practices can build wealth.

To learn how to reach greater financial stability click here.

In economics, austerity is a policy of deficit-cutting, lower spending, and a reduction in the amount of benefits and public services provided. [1] Austerity policies are often used by governments to reduce their deficit spending. [2] While sometimes coupled with increases in taxes to pay back creditors to reduce debt. [3]
Please read this article: click here.

If you though last week was wild wait until the week ahead…

Peter welcomes back Jeff Hyibak, Portfollio Manager for Strategic Equity Management to talk about what we could be seeing this week in the stock Market. Jeff says this week was full of headlines that could really throw the market. He says on Friday we had J.P Morgan and Wells Fargo report some pretty good earnings but this had people wondering about other banks. They also talk about how the market is viewed by the younger generation and much more.

To reach Jeff Hybiak and talk about your portfolio click here.

There was a time when Alan Greenspan was viewed very highly but today we’ve got a mixed review. How will the future judge Ben Bernanke?

Peter and Jeff Hybiak are back to talk about what is hot on Jeff’s blog. They talk about how Alan Greenspan now has to defend his legacy because everyone realizes what we thought was great back in the 1990’s is not today. We now see how he created artificial growth. Peter and Jeff say today with Ben Bernanke we are seeing the same thing with people hoping that Bernanke can fix everything by printing more money. This is not a permanent solution. Tune in to hear more!

Also take a look at Jeff Hybiak’s blog for the latest Market news and updates by clicking here.

The debt addicts are getting nervous. What does this mean for The Stock Market?

For this edition of Sunshine Friday Peter, Dan and Jeff Hybiak talk about how there is hope for the addicts. Jeff says the drug that the stock market junkies are craving is easy money. He talks about how the economy was sick and the central banks, Federal Reserve and US Government has used pain killers which is printing money to try to fight the financial crisis. They talk about what has happened this week in the Market with people looking out for inflation and much more.

Take a look at Jeff’s blog and subscribe for the latest by clicking here.

Why is it important to talk about then develop and execute your Estate Plan?

Peter is pleased to talk with Craig Goldman, Estate Planning Attorney about the importance of first talking about your estate plan with family and then developing it with an attorney. Craig talks about how some people put estate planning off longer than they should. Craig says you have to plan ahead if you are incapacitated otherwise you will be in serious financial problems with medical bills and much more.

To reach Craig Goldman for a free consultation to discuss the future of your estate click here.

Do you have enough Insurance or maybe too much?

Peter talks with Dan Hildebrand, Risk Manager for The 401k Latte Company about what he is seeing with younger people and how they are being approached with insurance. Dan speaks to the problem of agents pushing too much insurance or the wrong type of coverage. Dan tells a story about a friend of his was approached by an agent that was very pushy and offered him an unrealistic policy. Dan also discusses doing an “insurance check-up” to find the policy that is right for you.

Call Insurance Specialist Dan Hildebrand at 952-882-0400 or visit our website here for your free insurance check-up!

Wikipedia defines the Achilles heal as a deadly weakness. Financially speaking, what is yours?

Peter McClellan talks about how he meets with a lot of types of people at the 401k Latte Company and how he sees everyone has a weakness that can be their financial undoing. He discusses the financial condition of two different families. One has discovered their destructive financial habits and has made a course correction and the other family is in denial and financially self- sabotaging. Peter says the sooner we learn some basic common sense lessons with spending the better off we will be.

To learn how to reach greater financial stability click here.

The week behind us wasn’t such a great week following a really great quarter. What is happening in the week ahead?

Peter is happy to talk to Jeff Hybiak again about what may be happening this week. They talk about how they are starting to see some frailty in the markets reaction because the Fed may not be printing money for awhile. Jeff says unfortunately it looks like we could see a continuation of last week and this leaves the market open to more bad news in Europe. They cover how some of the down days in the market saw big spikes in volume and how this is not healthy. Listen to hear about the earnings report and much more.

Read Jeff Hybiak’s blog by clicking here.
To learn how to reach greater financial stability click here.

We are a nation of addicts. What are we addicted to and can we kick this habit?

Peter talks to Jeff Hybiak, Portfolio Manager for Strategic Equity Management about what we are addicted to as a country and what can be done to cure it. Jeff says we are addicted to easy money whether it comes from the central banks or debt. He says we’ve seen that the stock market has had their money taken away and it has stumbled and then the Federal Reserve or the European bank gives them more money and they are better. They talk about how the stock market is like a drug addict and much more.

To read more about this go to Jeff’s blog. Click here.

It was a great first quarter for the markets. The second quarter has not started off quite as well.

Peter is joined for a special edition of sunshine Friday with Jeff Hyibak from Strategic Equity Management to talk about how the expectations for continued growth in the economy have been hyped up. Jeff also talks about how there was a little bit of a problem with Spain over some bond auctions and also he says that the Fed talked about how the economy was doing better and what this all means with this week’s market recap.

Catch up on Jeff's blog here.

To learn how to reach greater financial stability in these tough times click here.

How can the cabin, the place of so many fond family memories, be the place that divides the family when you are gone?

Peter McClellan talks about how a lot of families spend their time at the cabin and build memories there. He reads a story from his book Inheritance Tug of War Stories about a couple who owned a cabin that they shared with their family for years. When this couple passed away they left their inheritance and the family cabin to their sons. One of the sons really loved the cabin but his oldest brother wanted to sell it. Listen to hear what happens next from the book Inheritance Tug of War Stories and much more in this show.

To learn more about making a decision for your inheritance before it divides your family click here.

Do I really need a cash reserve?

Peter McClellan and Dan Hildebrand encourage you to set aside a cash reserve and talk about how a lot of people don’t bother doing it. Peter says you need this reserve as a shock absorber in life to create a way to absorb the problems that will come. Peter says you should have 3-6 months of your income ready for the tough times that may happen in your future. We don’t know the future but we can plan for it and avoid the stress of being overwhelmed by bills and life in general.

To reach Peter to talk about a cash reserve click here.

Are you consolidating your debt or eliminating it?

Peter says he hears a lot of people asking him about debt and how they want to just consolidate their loans and drop them to a lower interest rate or roll them into a mortgage. He says this is very dangerous. Also Peter discusses how so many people talk about consolidation of debt but the real problem is they don’t have a budget. Also Peter says people take their debts too lightly and he talks about how every month it takes away from your cash flow. You need to get financially fit.

To learn how to get financially fit click here.

Buying a Car: New,used or lease? What should you do?

Peter McClellan and Dan Hildebrand from the 401k Latte Company talk about how a lot of people want to buy a new car just for show but don't take into account how much the car depreciates. Peter says if you can’t really afford to make those monthly payments for a car then you shouldn’t burden yourself with all that long-term debt. They also cover how a brand new car depreciates as soon as you drive it off the car lot. Peter and Dan also cover how some people rationalize how they need that new car but the truth is you don’t want to create new debt and stress for yourself.

Take a look at this article from Peter on this topic: click here to read the article.
To reach Peter and Dan at The 401k Latte Company
click here.

We just finished a great first quarter. Can the second quarter be that good?
The economy is improving and investors are wondering if this great first quarter can continue. Jeff says coming up this week we will get the first leading economic indicators on Monday. Peter and Jeff talk about how the big institutions control the market because they have so many more dollars than individuals and how we may see them bring the market up. They also talk about what got us to this point and being realistic in a secular bear market where the market rises and falls.

To reach greater financial stability click here.

Which of the last five presidents’ added debt the quickest and which created the most economic prosperity?

The Peter McClellan Show is now broadcasting on weekends! Peter, Jeff and Dan talk about which presidents added the most economic debt. Jeff says Ronald Reagan may have actually caused a lot of problems we have now with starting the ball rolling on our nations’ debt. Jeff and Peter talk about how Reagan grew debt 1500% in eight years. Also Peter and Jeff talk about how all this has gotten us into a massive spending problem and how we may be going over the financial cliff.

Subscribe to Jeff Hybiaks’ blog by clicking here.

To reach greater financial stability at the 401k Latte Company click here.

What happened in the Stock Market this week?

Peter and Dan Hildebrand are once again joined by Jeff Hyibak, Portfolio Manager for Strategic Equity Management to do a recap of what happened in the stock market this week. Jeff talks about how this week Ben Bernanke said more quantitative easing may be coming and what this all means for our economy. They talk about how the middle of the week brought us lower than expected growth, give some investment tips and much more!

To reach Jeff and read his blog click here.

Do your children really know the value of your family roots?

Peter takes some time to read a chapter from his book Inheritance Tug of War Stories about how siblings can fight over inheritance when their parents pass away. Peter tells a story about his childhood in New Jersey and how he lost his grandfather through a tragic accident that really pulled his family together. He says today people get too passive as they age and they don’t want to talk about their inheritance. He says if they don’t this can pull their family apart. Share this podcast with your loved ones.

To learn how to reach greater financial stability with Peter at The 401k Latte Company click here

Is the economy truly healed?

Peter McClellan and Dan Hildebrand, from The 401k Latte Company talk about how on the surface we are seeing the beginning of some growth with earning up and unemployment down some-what in this country. Peter and Dan talk about how we have to deal with the tremendous amount of debt we have taken on as a country and how we need to fix this massive problem or we could end up like Greece. They also talk about how there is no easy way to just fix the economy overnight and how it is going to take some serious discipline from Washington.

To reach Peter and Dan at the 401k Latte Company click here.
And be sure to ‘like’ us on Facebook. Click here to like us.

If you don’t have a budget you will go into debt.

Peter talks about the pros and cons of not having a budget. Some people say “Do I really have to have a budget?” Peter says in this culture he is seeing a lot of people going deeply into debt through credit cards. Also he talks about how being in debt is a belief that things are going to work out and how being in debt is actually like slavery. The importance of having a reserve is also discussed and Peter gives some sound financial advice to reach greater financial stability.

To reach Peter at the 401k Late Company to talk about your budget click here.

What do you do when people start listening to audio on laptops, tablets and smart phones instead of turning on their AM radios?

Peter talks about the next chapter of The Peter McClellan show. He talks about making his message relevant and continuing to grow business through a more concise message. Peter says he is seeing people listening differently in shorter lengths online. He shares the reason why he has made the jump from radio to podcasting on the internet and how he wants to focus more on helping people reach greater financial stability. Peter talks about Facebook, adding videos and much more that is going to be added to the new format of the show.

To reach Peter at The 401k Latte Company click here.

This week Peter talked with many great guests about some tips for your business. The week started by discussing how businesses can collect their bills properly, Peter and Angus then talked about steering away from debt as a country. Then In the middle of the week Peter talked about how you can take your business to the next level through public speaking. The week wrapped up with Peter talking about really seeing the big picture for your business and he interviewed an Author about this topic.

We saw some decent economic news this week yet the market was down. What is going on?

For Sunshine Friday this week with Jeff Hybiak, Portfolio Manager for Strategic Equity Management Peter and Jeff start off the show by talking about how about how the US economy is doing pretty well right now and how one of the key drivers is housing. Also they talk about how in Jeff’s blog this week Jeff wrote about owning and renting in regards to stock and bonds.

To reach Jeff and read his blog click here.

Also The Peter McClellan Show is now on Facebook! You can like us by clicking here.

What do you think it is costing your business if you are not seeing the big picture?

Peter is joined by Kevin Cope, President of Acumen Learning and Author of Seeing the Big Picture to talk about some of the reasons that small businesses fail due to a cash focus problems. Kevin talks about how the numbers can really speak to you and help you make better decisions when they are viewed properly. Also Peter and Kevin talk about the five key drivers that are necessary for growing your business.

To learn more about Kevin Cope click here.

Have you ever listened to a speaker and wished that you could speak like they do?

Peter is joined by Deirdre Van Nest, Speaker and Performance Coach to talk about how most people think speakers are born but Deirdre says they are formed. They talk about how as a speaker you only have 5-30 seconds to get your audiences’ attention. They also talk about how you need to stop letting your fear control you and how you need to take action by connecting with people in ways that make a difference in their lives.

To learn more about Deirdre Van Nest click here.

The investment landscape has changed. Are you overlooking some long-term opportunities?

Peter is joined by Ronald Kelner, CPA Shareholder for Schechter Dokken Kanter to talk about smart long-term investing and how you should not buy low and sell high. Ronald talks about the attitude his firm takes toward educating and informing his clients. Also Peter and Ronald discuss the new pay roll tax changes in the Healthcare bill that starts in 2013 and how you need to prepare for this change.

To reach Ronald Kelner at Schechter Dokken Kanter click here.

Do you have clients who owe you money? How do you get paid?

Peter is joined by John Brown, Sr. VP of Operations for Creditor Advocates, Inc, to talk about how a sale is not a sale until you get paid completely and how you can go about setting up some guidelines that can act as a safeguard for missed payments from your clients. John and Steve discuss with Peter how they help companies set up a process ahead of time before collecting your client’s bills.

To learn more about Creditor Advocates, Inc click here.

The latest version of the iPad was released today. Is it a good time to buy Apple stock?

Jeff Hybiak returns to talk with Peter about how Apple’s stock has skyrocketed with this new release this year and gives some caution to investors who may be thinking about snapping it up. Jeff says you need to be thinking in the long term when it comes to investing and talks about how there could be a lot of volatility coming up. Jeff also talks with Peter about how he is seeing fewer and fewer stock moving the market and how this has happened in 1999.

To reach Jeff Hybiak at Strategic Equity Management click here.

Is your business being found on the internet?

Peter is joined by Dan Oksnevad and Wayne Moran, Founder and Creative Director of OxRun, LLC to talk about not just having an expensive business card for your website but actually getting some return on your investment. They talk about using the properkey words when people are searching for your industry or service on the internet. They also talk about the power of social media marketing and tell some stories about how they got some referrals just by social media alone.

To learn more about OxRun click here.

What would you do if you found out you had a brain tumor?

For Dan Hildebrand’s Young Professionals Show this month Dan Hildebrand, Risk Manager for The 401k Latte Company is very pleased to speak with Phil Stamman. Phil speaks about a life threatening situation he went through that made him reflect on the things that really matter in life. Phil and Dan talk about this incredible story and how Phil took a mission trip to Honduras that really changed his perspective and opened his eyes to how children in Honduras are hurting.

To reach Phil Stamman drop him an email at philstamman@gmail.com
Or go to his website click here.

What do you do when your spouse is diagnosed with Alzheimer’s?

Peter is joined by Deborah Richman, Conference Organizer and Community Education Manager for The Alzheimer’s Association to talk about how if someone in your family suffers from this illness you want to diagnose them in the early stages so you can plan for your future and theirs. Deborah talks about how you can detect some of the early signs of Alzheimer’s by just checking in with your loved one and asking them how their day to day routine is going.

To learn more about The Alzheimer’s Association click here.

Why is video playing such an important role in todays marketing messages?

Peter is joined by Edie French, Owner of iDream.tv to talk about how video engages all your customers’ senses. Edie says you need to engage visitors of your website when people search for you on a search engine. Also Peter and Edie cover what you can do with the power of video that you don’t get with a brochure and Edie tells some success stories about her clients.

To learn more about Edie and iDream.tv click here.

What insight can you gain talking to a guy who turns a wrench for a living and listens to his customers?

In Jeff Hybiak's absence Peter starts off the show by doing a market recap for this week. He talks about how Greece is getting bailed out what that does to all the debt in Europe. Peter then talks about common sense with some wise words from a man he talked to who is worried about this economic climate in the blue collar world. For the second half of the show Mike Noone, of Mortgage by Noone stops in to talk about how he has been busy lately with mortgages and how he loves to see people knocking their mortgages off early. He covers the benefits of the HARP program as well.

To reach Peter to better your financial future click here.

To reach Mike Noone with all your mortgage questions click here.

The times are changing. Are you changing with them?

Peter is joined by Bob Kowalski, Business Developer, to talk about some advice for people thinking of starting a small business. Bob says you need to have a proper business plan before you jump into a business decision and talks about making sure that you are being creative. He also talks about seeing opportunity in this tough economy and discusses how small businesses can get this country out of the recession. They also talk about overcoming any fears you have for starting a new business and give some start-up tips.

To contact Bob click here

Do you have a plumber you trust and is also fun to work with?

Peter is joined by Suzanne Boyer, Owner of Xstream Plumbing Company to talk about some values that she has learned in her life that she has applied to her company. She talks about how having respect for your customers and employees can speak volumes for your business. They also discuss how to start your business for the purpose of filling a need and how your business model should not just be serving but keeping your customers satisfied.

To learn more about Suzanne Boyer click here.

Do you own a small business and spend too much time chasing new clients and not doing what you love?

Peter is joined by Kevin Donlin, Copywriter and 80/20 Marketing Specialist, to talk about how you can stop stepping over dollars to pick up nickels and dimes. Kevin talks about cloning your best clients. He says your clients are a gold mine of advice because they can tell you why people buy from you -- so you can do more of what works and less of what doesn't.

To learn more about Kevin Donlin click here.

Are you self-sabotaging your own financial stability?

Peter shares some of the more common mistakes that he has observed in investors over the years that weaken them and cause financial instability. Sadly, these are self-inflicted common financial mistakes that are easily avoided. Tune in, learn what they are, how to avoid them, and aim to strengthen your financial future.

To reach Peter at The 401k Latte Company click here.

The Market has been up the past couples of months. Is it time to party?

Peter, Dan and Jeff talk about how this week the market has been up and down but they haven’t seen any real big swings and how we are not in a crazy cycle like we were a few month ago. Jeff talks about what he is seeing that has been driving the market. He says every central bank has been making money available which has been flowing into the Market but this is not all good. He talks with Peter and Dan about what all this means and much more.

To reach Jeff and read his blog click here

Do we really want to tear down the rich in this Country?

Peter and Dan Hildeberand from The 401k Latte Company talk about a trip that Peter recently took to Venezuela and the tyranny he saw there through their Government’s regulations. Peter says if we are not careful these regulations could be coming here. Also Peter and Dan talk about some of the changes that are going to happen to The Peter McClellan Show with Podcasting and Social Media at the end of this month.

To reach Dan or Peter at the 401k Latte Company with your questions click here.

Are you prepared to be a caregiver or do you yourself need some care?

Peter is joined by Deborah Delaney, CEO of Flagship Franchises of MN, Inc. to discuss how she found a need in the marketplace and filled it with her natural abilities to help people. Deborah talks about how one out of three people in America are already caregivers to their loved ones and how they can get some relief through some professional care and help.

To learn more about Deborah Delaney, CEO of Flagship Franchises of MN click here

Is your business environment in play it safe mode?
Peter is joined by Andy Stefanovich, Author of Look at More to talk about how fear is keeping people from thinking outside the box and how it can kill your business. He talks about how in order to create a business or organization you have to have to focus on the context of the service you are offering. Also they discuss the tools you need to have that can make your company a success.
To learn more about Andy Stefanovich click here.

Have you heard of cost per impression? You need to know about it.

Peter is joined by Marty Stanchfield, Owner of Realm Promotions to talk about how Businesses are still hurting in this economy but Marty says you need to create your own economy regardless of what you see in the daily news. They also talk about making an impression with your product or service and how that can grow your Business and make you stand above your competition.

To learn more about Marty Stanchfield, Owner of Realm Promotions click here.

The Market has stalled out over the past week. Why is that?
Dan Hildebrand, Risk Manager for The 401k Latte Company fills in for Peter again for this edition of Sunshine Friday with Jeff Hybiak, Portfolio Manager for Strategic Equity Management, to talk about Greece and how they are trying to figure out how the momentum of the rally has stalled. Jeff talks about what we have seen over the last two years in Greece and what we can learn from their mistakes as a Country.
To read Jeff Hybiak's blog click here.

So maybe your business was relevant in the past, but what do you do if your audience changes?
Peter is joined by Chuck Feltz, Managing Partner of Engage Consulting to talk about how you have to adapt to the current technologies or your business may not make it. They talk about how Kodak is an example of a business that had some staying power, but didn’t adapt to technology. Chuck also covers how you need to be a forward thinker and how you have the choice as a business to become the hood ornament or tied to the back of the bumper.
To reach Chuck Feltz click here.

Is your personality holding you back from achieving greatness? What can you do about that?
Dan Hildebrand, Risk Manager for The 401k Latte Company is excited to do his monthly Young Professionals Show and talks to Jim Beach, co-author of School for Start-Ups about his new book Personality By Design. His book is about how you can be the most successful person that you want as long as you are happy about yourself. Jim says if you don’t like yourself others won’t like you either. They then discuss not being passive and having a clear intent and that behavior can earn you great success in life and business.
To learn more about Jim Beach and his book click here.

When it comes to maximizing your life’s work what are you waiting for?
Peter is once again joined by Ted Capistrant, President of Profit Builder Network to talk about what he is seeing with people who are just hoping that everything will work out in their business and how hope is not a strategy. They also cover the top 5 priorities in really focusing on getting your business to turn a real profit. Ted encourages people to maximize their business in the beginning with the end result in mind.

Take a look at the top 5 Best Practices to Maximize your Life's Work PDF: Click here to read them.
To reach Ted Capistrant click here

Is your 13 year old niece running your social media program?
Peter is joined by Tena Pettis, Owner and Social Entrepreneur for Tena.cious to talk about how you should have a marketing background to work your social media site properly and how some companies go about it wrong by just trying to sell their products. She talks about what people are missing out on with such a huge audience that spends an average of 16 hours per week on the internet. She discusses what works and what doesn’t for a successful social media campaign.
To learn more about Tena Pettis click here.

Are we learning anything from what is happening in Greece?
Dan Hidlebrand, Risk Manager for The 401k Latte Company fills in for Peter this week’s Sunshine Friday with Jeff Hybiak. Jeff talks about how he has seen where we are at financially and where we are heading. He covers how everyone was concerned last week that Greece would not be able to come up with the spending cuts so they would get additional bail out money, and how Greece is still in trouble. Also Dan and Jeff talk about how 75% of Congress is represented by people who are 52 years of age or older and how they are interested in securing their retirement.
To read Jeff’s blog click here.

More and more people are actually living to 100. What happens if you get sick for a long time before you actually die? Peter is joined by Craig Goldman, Elder Law Attorney to talk about estate planning and planning for incapacity. A little bit of planning up front can minimize the costs of crisis planning. Aging parents and children of aging parents would be wise to tune in.
To learn more about Craig Goldman click here.

Interest rates are unbelievably low right now. Is it time for you to refinance?
Peter talks to Mike Noone, Owner and Mortgage Broker, Mortgages by Noone about how he has seen how low interest rates have dropped just in the last year. He talks about a new program that allows you adjust your mortgage payments, and save a lot of money in the long run.
To learn more about this program, and contact Mike Noone click here.

Is your company facing unnecessary risks?
Peter is joined by Ben Skjold Business, Attorney for Skjold Parrington to discuss the importance of documenting business minutes and how you need to be documenting to protect your business. Angus then stops in and talks about how he sometimes doesn’t plan unless he is in trouble. Peter and Ben return and talk about getting a financial checkup. Ben talks about getting value from advisors and how some businesses think that they are not big enough to have to have annual meetings.
To learn more about Ben Skjold click here.

Have you noticed the degree of anger that is out there?
For this week's Sunshine Friday with Jeff Hybiak, Portfolio Manager for Strategic Equity Management Peter, Jeff and Dan Hildebrand talk about how there is a lot of anger bubbling up because people are not governed by the right spirits in Europe and how it's coming here. They talk about cutting back on some things and having discipline with goals for your future that should be applied to our government. Also they talk about how we as a country continue to reward people who have made mistakes and this big settlement that happened this week for the banks.
To reach Jeff click here.

Is fear holding you back from what you know you should be doing?
Peter is joined by Dave Cornell, Speaker and Coach to talk about the irrational fear that keeps us from doing what we are meant to do and how it is hurting our decision making. Dave covers how we need to program ourselves to overcome our fears and how he sees how some people are chained to their fears. Also Peter and Dave discuss excelling in your life by being fearless.
To learn more about Dave Cornell click here.

Employers what do you think it’s costing you have unhealthy employees?
Peter is joined by Joe Byrd, Owner of Byrd Wellness Concepts to talk about how the cost of healthcare is second most expensive thing in running a business. He talks about the problems with being obese and how it can lead to a high medical cost. He says this can really cost you in running your business. Also they cover the do’s and don’t of managing your employees if they are feeling sluggish.
To learn more about Joe Byrd click here.

Jeff Hybiak, Portfolio Manager for Strategic Equity joins Peter to discuss how everyone is raving about the jobs report and the good news. Jeff says he still believes that we are not going into a recession then talks about what he is predicting to get us back to full employment numbers. For the second part of the show Jeff brings it back to looking at math and realizing that we probably can’t see this amount of jobs created and how we are still under the needed jobs to make an impact for unemployment. He says it’s unlikely that we may be going on this path and much more. To reach Jeff and catch up on his blog click here.

Are young people worthless?
Dan Hildebrand fills in for Peter to talk to Jeff Hybiak and Tim McCain from Strategic Equity Management to talk about young people and social cycles. Jeff talks about some generational differences he sees in his kids and how the younger generations has changed versus his parents’. Jeff talks about how it may be up to the younger generation to fix our debt problems.
To learn more about Tim and Jeff click here

Are you like Austin Powers: Do you want your mojo back?
Peter is joined by Erik Peacock, Owner of Puravida Fitness to talk about why some people quit working out this time of year. He talks about taking your weight goals one step at a time and not getting overwhelmed if you see small results. They also cover being able to keep some motivation for your workouts and how to track what you are eating.
To learn more about Erik click here.

Do you understand what you really want in your career? How committed are you?
Peter is joined by Scott Plum Founder of MN Sales Institute and Lynda Gradert, Healthcare and Wellness Specialist for The Connection Control Center to talk about bettering your life and career through some training classes. They talk about having the proper mindset on goal setting and living a well-balanced life.
To learn more about Scott Plum click here.
To learn more about Lynda Gradert click here.

GDP wasn’t quite what we were hoping for? What does it mean?
Peter is joined by Jeff Hybiak, Portfolio Manager for Strategic Equity Management for another Sunshine Friday! Peter starts out the show by asking Jeff about the week and Jeff says it started out pretty quiet then got crazy in the Market. Jeff talks about how a forecast was released on Wednesday from The Federal Reserve and what their economic outlook means. They end on a positive note talking about how the kids can make a change in the out of control spending.
To learn more about Jeff click here.

So your income is down; Does foreclosure seem like a good idea right now?
Today Peter is joined by Matt Johnson, Realtor for Johnson Realty Solutions to talk about the state of the Housing Market. They talk about how it’s cheaper to buy than rent because of interest rates. Angus stops in to bother Peter about politics and much more. Peter and Matt also cover some of the realities of the real estate market, and Matt gives some advice on what you need to do to protect yourself, and your home.
To learn more about Matt Johnson click here.

Let’s be realistic – If you lost your job it may not be coming back. So what can you do?
Peter is joined by Charles Green, Executive Director of Small Business Finance Institute
Via Skype to talk about financing when it comes to starting a business or growing your existing one. Charles talks about how some people make the mistake of getting in over their heads with a bank, and how there are other options out there. Also they cover some mistakes new business owners make, and how being a small business owner is not a lifestyle.
To learn more about Charles Green click here.

Estate taxes are going up. Think it doesn’t affect you? Think again.
Peter is joined by Tara Mattessich, Estate Planning Attorney with Moore, Costello & Hart P.L.L.P. to talk about how when it comes to your family you want your legacy to be handled right. They cover how you don’t want to skimp when it comes to your estate. Tara talks about how she can figure out what to do with your assets after a family member passes away.
To reach Tara Mattessich click here.

Federal government spending continues to escalate. Can that continue?
Peter is joined by Jeff Hybiak, Portfolio Manager for Strategic Equity Management on the second half of the show, but he starts off by discussing how the market had a decent week, and talks about an article he read about whether you would want to be President Obama or Governor Christie in New Jersey right now. Jeff joins in to do a recap of the market about how some technology companies where up this week, and what it means for the Market.
To learn more about Jeff Hybiak click here.

The market has been up in January. Why aren’t the big Institutions buying?
Peter is joined by Jeff Hybiak and Tim McCain from Strategic Equity Management live, and person at The 401k Latte Company studios. They discuss what it means for the average investor who has seen the market going up, and is thinking about jumping in. Jeff talks about the risks involved in that kind of behavior, and talks about how Europe has not dealt with their long-term debt problems. They also cover what should be done about our countries’ huge debt problems before we end up like Greece.
To learn more about Jeff and Tim at Strategic Equity Management click here.

We keep hearing about al the negativity in Europe and around the world. Where can we look for countries that are moving in the right direction?
Dan Hildebrand, Risk Manager for The 401k Latte Company fills in for Peter to do his monthly Young Professional segment of the show. Dan talks to Keith Doten, Entrepreneur about his story of how he is now working in the Philippines, and is changing the country there. He talks about what he has seen on his travels around the world, and how learning about a new culture can really go along way.
To reach Keith Doten click to email him at keith@pmrgroup.com

Are you living with constant pain, and just tolerating it?
Today Peter is joined by Dr. Justin Gronholz, Chiropractor for Normandale Chiropractor Health Center to talk about some ways you can avoid dealing with pain. Dr. Gronholz talks about how 80% of New Years resolutions fail within the second month of making them, and how you can make this a year of improvement. He talks about changing your health also. They also cover having motivation for health, and setting realistic goals for yourself.
To learn more about about Dr. Justin Gronholz click here.

For this week’s edition of Sunshine Friday with Jeff Hyibak, Portfolio Manager for Strategic Equity Management, talks with Peter about the out of control spending that occurred in 2011. They play some audio of a YouTube video that talks about our current situation when it comes to spending. At the end of the video it shows a young kid sign the debt agreement, and the Loan Officer says, “They’ll have time to pay it off.” Then Peter and Jeff do a recap of what happened this week in the Market. They talk about Greece, Peter’s new book and much more.
To learn more about Jeff Hyibak click here.

Business owners, do you think your employees view you as a good or bad boss?
Peter is joined by Rick Conlow, Author of SuperStar Leadership Model: Good Boss, Bad Boss Which One Are You? And CEO of WCW Partners to talk about what you can do to help your company improve in sales, and how it all has to start with you. Rick gives some stories about some bad bosses he has dealt with, and gives some great advice about how to change how your employees see you.
To learn more about Rick Conflow click here.

Unfortunately your parent’s health may be failing; How do you monitor your parent’s needs? Peter is joined by Mary Frances Price, Shareholder and Estate Planning Attorney for Maser Law Firm to talk about what can be done when it comes to your parents health needs, and it may save you money in the long run. Angus stops in and discusses the cost of life with Peter, and then they return with Mary to tell some real life stories that she has seen in peoples lives. She talks about how she can develop a plan for you, and from that plan you can get strength and stability.
To learn more about Mary Frances Price click here.

How is your New Year’s resolution going? Have you thought about being fit for life?
Peter is joined by Scott Fjelstad, Author and President of Forever Fit U to talk about some concepts that you are already using in your business life that you can use for your fitness life. Scott also touches on how you don’t know where life could take you in the future, but in this moment you can control it. Peter and Angus talk about being fit financially. Scott then talks about some stories that are inspiring, and give hope for someone trying to lose weight.
To learn more about Scott click here.

Jeff Hyibak, Portfolio Manager for Strategic Equity management is back after a long needed vacation. Peter and Jeff focus on we could have a good year for the economy and the stock market for 2012. Jeff also touches on how people are spending money to stimulate the economy. Angus stops in take a test from Peter, and doesn't do very well. Peter then asks Jeff to be himself, and gives him a hard time. He talks about how we may be living in a fantasy world if we think things could be good for the New Year if we keep going on the path we are on now.
To learn more Jeff Hybiak click here.

Business Owners, have you thought about what will happen to your business after you retire?
Peter is joined by Michael Bromelkamp, Principal at Olsen Thielen to give some advice about what baby boomers should do when it comes to retiring, and taking the next step with their business. Mike talks about how it is better earlier to think about where you want you business to go when you transition, and how it’s not something you want to put off. Mike talks about getting wise counsel.
To learn more about Mike click here.

Do you have an idea or invention that you’ve wanted to get into the marketplace? Peter talks to Patrick Kullmann, President of CG3 and Author of The Inventor’s Guide for Medical Technology from your Napkin to the Market about what you need to know before you get started with your big invention or idea. He talks about how if you are going to fail you need to fail early, and fail fast. They talk about creating growth in the marketplace with your idea.
To learn more about Patrick Kullmann, and his book click here.

Why is it that some people in construction deliver such lousy service?
Peter talks to Caleb Brunz, President of Radiant Change Enterprises. They talk about developing a service and not having to fight for customers. They cover some simple things you can do to stand out above the competition? Peter and Angus talk about taking intelligent risks. Also they talk about creating a unique team for you business that can really serve your customers are discussed.
To learn more about Caleb Brunz click here.

Peter and Dan talk about the good, the bad and the ugly in the Stock Market that they saw in 2011.They talk about how the Market was up one quarter,down the next, and ask if the economy should be better or worse now with the bailouts and stimulus that occurred this past year. Angus stops in, and asks Peter about some smart money choices people can make to get out of debt. Also Peter and Dan discuss how challenging this past year was financially, and what you could be seeing in 2012. Jeff Hybiak will be back next Friday with Peter. To learn more about The 401k Latte Company click here.

Are you serious about turning your health around in the year ahead?
Peter is joined by Erik Peacock, President at Puravida Fitness. They talk about how the New Year is a great time to get a fresh start on your health. Also they cover a 24 day challenge that Eric’s company is doing that challenges you to get in shape. Even Angus learns a thing or two about losing that unwanted fat! The program may help you burn fat and build lean muscle. They also cover getting your insides working so you have more energy, and not feel sluggish during the day.
To Learn more about Eric, and Puravida Fitness click here.

It’s been said that only eight percent of us will follow through on our New Years’ resolutions. Why is that?
Peter and Dan talk about how you should not just be comfortable with what you are doing in you career and life, and give some tips for a better 2012. They cover the importance of goal setting, even if you have to get out of your comfort zone. Angus is back from the Holiday, and has cold, but he still stops by to pester Peter. Dan also talks about what is seeing in the younger crowd, and how he is worried about some people he knows who are just out of college. To learn more about The 401k Latte Company, and talk about your financial goals click here.

Do you see an opportunity in the marketplace where you could bring your years of experience to something that can create great value?
For this weeks' Sunshine FridayJeff Hybiak takes the week off, but Rick Gage, Founder of Strategic Equity Management talks with Peter about the bullish market, and does a market recap. He shares some of his life experience he has had as an engineer, and how he is applying it in the Money Management field. Also he gives a positive side about some opportunities he is seeing in the market, and talks about a plan he uses so you may not have to worry when the market is up or down.To Learn more about Rick Gage click here.

We are heading into a new tax season. How confident are you that you are not overpaying the IRS?
Peter is joined by Derrick Doerr, Tax Manager for Steingart and Associates to talk about some great tips to consider before you try to do your taxes by yourself. They talk about how as a business owner your taxes could get complicated, and you don’t have to do it on your own. They also cover deductions, and how you may not have to pay as much as you think with proper guidance. To learn more about Derrick click here.

So you’ve gotten a degree, and you’d like to start your own business. What do you do? Today Peter talks to Christine Pigsley, Entrepreneurship Instructor at Dakota County Technical Institute about some opportunities at College. They talk about getting a good education for self-employment that may help you with being a small business owner. Also they talk about the importance of going into employment for yourself as a younger person who is uncertain in this job market. To learn more about Christine and Dakota County Technical Institute click here.

What do you suppose it’s costing your company if your employees are not fully engaged?
Peter is joined by John Bernard, Author of Business at the Speed of Now to talk about getting your customers needs met. They also talk about how businesses that are growing don’t want to be crushed by the completion, and what you can do to get you employees really trained so they can serve people well. They also touch on the millennial generation, and how they want things to work faster as they enter the industry. To learn more about John Bernard click here.

What are you missing if you don’t believe in yourself?
Today Peter is joined by Dr. Joyce Knudsen, President of The ImageMaker, Inc.® They talk about what people are missing if they don’t have confidence, and how you are getting in your own way without it. They touch on how some people don’t value themselves, and the damage that it does for a person. Also Dr. Joyce talks about A Women’s Only Weekend conference that can empower women to say they look good, and they can do anything. Peter and Angus talk about really enjoying your work, and how Peter has seen people dreading going to work. To learn more about Dr. Joyce and The ImageMaker, Inc.® click here.

This week Peter, Angus and his Clan covered many small business topics, tips and even some myths. The week started with Peter talking to a young couple who is just starting out, about some good habits they are practicing to avoid paying massive debts. Then Peter talked about what the cost could be for your children if you are not teaching them early about good financial habits. In the middle of the week Dan Hildebrand did his monthly Young Professionals Segment, and talked about how in business you can no longer ignore how social media is changing the way that we work. Then they finished the week by Peter talking about getting wise counsel before you start a new business.

What can we learn from the roller coaster of 2011?
Today Peter and Jeff Hyibak, Portfolio Manager for Strategic Equity management talk about how investors were very nervous in 2011, and that has caused a lot of volatility. They talk about how politicians on both sides have to figure out how to balance what is coming in and what’s going out. They also talk about all the plans made in Europe to start the controlled spending. He also talks about what his clients are seeing, and what advise he has given. To learn more about Jeff Hybiak click here.

Is your accountant really accountable for you? Today Peter is joined by Sharol Lehnertz, Accountant for TLC Financial to talk about some stories that she has lived with her customers. She talks about how she has helped everyone from new companies just wanting to start on the right legal foot to a person who was imprisoned for not paying their taxes, and how she helped them reach financial stability. Also they touch on some steps that you should take to get wise counsel before you take that big step of starting a business. To learn more about Sharol click here.

Can you ignore social media in the market place anymore?
Dan Hildebrand, Risk Manager for The 401k Latte Company fills in for his Young Professionals Show Segment without Angus. He talks with Eric Mills, President of National Institute of Social Media about what you can do for your business in the ever-changing phenomenon known as social media. They also talk about some great marketing strategies that companies have used to take advantage of social media. To learn more about Eric Mills, and The National Institute of Social Media click here.

What will the cost be for your children if they aren’t practicing good financial habits? Peter is joined by Shana Ford, Branch Manager and Blogger, BMO Harris Bank. They talk about some tips for starting children early when it comes to being financially stable. This organization teaches children, and gives them an opportunity to plan ahead for the future. Also Angus and Peter give some good financial tips too. To learn more about Shana Ford click here.

Are you in hurry to get ahead? Peter talks to a young couple who is finding financial peace by saving, and not being frivolous. They talk about how they have time when they are young, and are choosing to say no to the stress of being in debt. They are starting out as a new couple with humble beginning, and they have found financial peace through realizing that money should not be the center of your life. To reach Peter McClellan at The 401k Latte Company click here.

For this edition of Sunshine Friday with Jeff Hyibak Peter and Jeff talk about if the Grinch is going to steal Christmas. They talk about how they are worried about our December with all the European News. Also they touch on how the markets are seeing a lot of stress, and how there could be something big happening if Europe doesn't get things figured out financially. To learn more about Jeff and his blog click here.

What are you doing to ensure that you continue to change and grow your company in 2012? Peter is joined by Scott Plum, Founder, President of Minnesota Sales Institute to talk about some methods that his company is using to ensure that as a sales person you are fully interacting with your customers. They also talk about changing your behavior to more productive in sales, and really thinking things through. To learn more about Scott Plum click here.

So you have an idea for your invention, but have you considered all that goes into copyrighting it? Peter talks to Craige Thompson, Patent Attorney at Thompson Patent Law Office about how if you are going to spend all of your time and money on your idea you don’t want to waste it. They talk about getting some help and getting rid of some challenges you may come across, and how you can really profit from your invention that fills a need in the marketplace. To learn more about Craige Thompson click here.

Dan Hildebrand, Risk Manager of The 401k Latte Company fills in for Peter for this weeks Sunshine Friday with Jeff. Angus tries to stop in for his nagging moment, but he is thrown out. Dan and Jeff talk about how we added 120,000 new jobs in November, but in the grand scheme of things that is not helping because 300,000 people have left the workforce. They also touch on Europe and the Ponzi scheme that is taking place with the big fix they announced. To learn more about Jeff, and read his blog on this topic click here.

This week Peter, Angus and his Clan started off the week by talking about the importance of having a good attorney if you are wronged in the medical field. Then Peter talked about the way that technology is changing the way that we do business daily. He also covered why he has an app for The Peter McClellan Show. In the middle of the week Peter was joined by the owner of a gifts shop that gives back to the community. They wrapped up this week by discussing a medical product that may help you heal an injury naturally.

Let’s say you have chronic knee pain. Is taking constant medication good for you? Peter is joined my John Dinusson of OrthoCor Medical. They talk about a medical device that may offer some drug-free relief. This device uses magnets to reduce pain in your knees and other joints. They also talk about how as a small business you should find a need in the marketplace, and do everything you can to meet that need. To learn more about OrthoCor Medical click here.

It’s the season of giving. Have you thought of having your gifts give back to a good cause? Today Peter is joined by Hillary Feder, Owner of Hillary’s Gifts. They talk about giving to something bigger, and some gifts that give a portion of their sales to charity. They also touch on how it’s not only powerful to give, but if the gift serves a greater good that is very powerful, and could help someone greatly who is need. To learn more about Hillary’s Gifts click here.

With all this new technology like iPads and Smartphone how can they benefit your business? Peter talks with his Engineer of the show about what he is seeing in the word of technology, and how it is changing the way people listen to traditional radio. He also touches on some of the great guests he has had the privilege of meeting on the show who are passionate about their small business. Also they cover the meaning behind Grow Business, not government. To learn more about the 401k Latte Company click here

So what happens if you go to the hospital to remove a kidney, and they take out the wrong one? Peter talks to Marshall S. Lichty, an Attorney for Hallberg & McClain Attorney at Law. They talk about how sometimes you need some professional help if you are wronged in the medical field. They also touch on some misconceptions people have about an entitlement mindset when it comes to taking legal action on a surgery or medical issue. To learn more about Marshall click here

Peter is joined by Jack Tesmer, Owner of Jack Tesmer Institute to talk about getting a better understanding of how your company works. They talk also touch on a system that is designed to help businesses develop a better road map that takes into account the market they are in, and how their company functions. To learn more about Jack click here.

Do you want to become a leader in your company, and your life? Peter talks about the principle of being a leader, and how as a leader you are meant to bring the best out of your employees. Peter also talks about entitlement that some employees can have, and what should be done in that situation. To learn more about The 401k Latte Company click here.

This week Peter, Angus and his Clan started the week by talking about reinventing yourself or your company, and keeping it fresh; and then they covered the topic of real estate. In the middle of the week Dan Hildebrand did his Young Professionals Show, and talked about some new home buyer myths. They finished the week by discussing food allergies and a small company that makes allergy-free products.

What if we told the congress that they couldn’t collect their pensions until they figured out how to stop putting us further into debt? Peter is joined by Jeff Hybiak, Portfolio Manager for Strategic Equity Management for this weeks Sunshine Friday. They talk about how we don’t want to go down the path of Italy, and how we could be in deep trouble if the government doesn’t clamp down on a balanced budget. Learn more about Strategic Equity Management,and read Jeff Hybiak’s blog:Click here.

Is there something in your life that has made you pause, and rethink your career? Today Peter is joined by Janelle Meier and Kristin Beltaos, Owners of The Scrumptious Truth. They talk about a community they are creating for people with food allergies, and how connecting with other like minded people is beneficial. To learn more about The Scrumptious Truth check out their site: Click here.

Are you on the fence about owning your own home? For this month’s edition of The Young Professional Show Dan Hildebrand, Risk Manager at The 401k Latte Company talks to Steve Dearborn, Sr. Mortgage Planner at Waterstone Mortgage Corp., about what he is seeing when younger people enter the process of owning a home. They also touch on some of the misconceptions new home buyers have. To learn more about Steve click here.

Are you thinking about getting into real estate? You may not want to go in alone. Peter talks to Scott Hutchinson and Michael Provinsino, Realtors for Edina Realty about the opportunities you could be missing if you don’t get some wise counsel. To learn more about Scott click here, and Michael can be reached here.

Are you reinventing yourself or your company every so often? Peter is joined by Perry Parendo, Founder of Perry’s Solutions, LLC, to talk about the damage that can be done if you’re are just going through the motions in your career. They also talk about having the attitude of moving forward, and getting over the struggles in your company. To learn more about Perry click here.

This week started with a talk about confidence, and it affects how you do business, then the topic of what most companies are missing when getting the word out was discussed. In the middle of the week Peter talked about how to hit your target market in the marketplace, and then they covered generational differences in the workplace.

The bond market is worried sick about the debt in Europe, but the stock market is happy. Something is not right! For this edition of Sunshine Friday with Sunshine Friday with Jeff Hybiak, Portfolio Manager for Strategic Equity Management they talk about what is motivating the market, and how the people that deal with bonds are worried, but stock managers are not. Learn more about Jeff and catch up on his blog: click here.

Do you have people working in your company who are working just for a job description? Today Peter talks to Amy Tolbert, International Principal for ECCO International about the differences in the younger generation of employees entering the workpforce. They touch on what it may be costing you to not understand generational differences. To learn more about Amy click here.

What can you learn from a successful Auto Care business owner? The amount of good business insight will impress you. Peter is joined by Rami Derhy, Owner of Signal Garage Auto Care. They talk about what some companies are missing when it comes to getting the word out about their company. To learn more about Rami click here.

How important is being confident? Peter is joined by Dr. Ayesha Downs, Owner of Progressive Dental MN to talk about how a little confidence can along way to improve your life, and even your business. They also cover the importance of great customer service, and Peter talks about his experience at the dentist. To learn more about Ayesha click here.

This week Peter, Angus and his clan talked about how technology can greatly increase your productivity, and they talked about Apps for your business. In the middle of the week Peter took some time to talk about what he is seeing in the Market. Then they finished by talking about how to start your business the right way.

It’s another Sunshine Friday with Jeff Hybiak, Portfolio Manager for Strategic Equity and Peter McClellan. They talk about what is happening in Greece, and how there is a lot of uncertainty in the markets. They also do a recap of all this weeks Stock Market news. To learn more about Jeff, and read his blog click here.

Today Peter talks to Corey Wold, Owner of CSW Painting about the concept of starting your own Company, and why some people fail. They talk about using your own skill set if you want to be successful. To learn more about Corey and his company click here.

Today Peter talks about the lessons we can learn from the bailouts that have happened here in the US and in Greece. He also talks about what we can learn from the out of control spending in Washington. To talk to Peter, and to setup a free consultation click here.

Have you given much thought to the power of mobile marketing? Today Peter talks to Jeff Mills, Owner of Traffic Mills about how if you aren’t utilizing the Smartphone you’re missing a huge marketing opportunity, and a massive customer base. To learn more about Traffic Mills click here

Is technology enhancing your business, or hindering it? Peter talks to Dan Gullickson, Owner and Technology Services Mgr of CSSW Computers, Ltd. about how having the proper technology can greatly increase your productivity in the long run. To learn more about CSSW Computers, Ltd click here.

Peter talks to Jeff Hybiak, Portfolio Manager for Strategic Equity Management about the bailout in Greece, and what it all means for this weeks edition of Sunshine Friday. They also do a weekly recap on the news in the Market. Catch up on Jeff's blog and check out SEM's site- click here

Peter started this week by talking about how baby boomers could be in big trouble, and then Obama’s new plan to refinance homes was discussed. In the middle of the week they discussed the consequences of losing computer information, and then ended the week by talking about reaching your target audience through proper marketing.

Are you taking the time to sharpen your marketing axe? Today Peter talks to Paul Kellum, Director of Business Development for Capitol Direct about how you may be able to reach your target market with some professional help. To learn more about Paul click here.

Today Peter is joined by Kevin Orth, VP of Operations for FRSecure. They talk about how you can minimize the risk involved when it comes to your company’s vital information. To learn more about Kevin click here.

Peter is joined by Mike Noone, Mortgage Broker and Owner of Mortgages by Noone. They talk about what Obama’s plan means for you, and how you should be paying that home mortgage off early if you can afford it. To learn more about Mike click here.

Peter McClellan, President of The 401k Latte Company talks about how it’s estimated that only twenty percent of people at age fifty five have saved $250,000 for retirement, and how the other eighty percent of retirees are in serious trouble. Peter talks about how a large number of baby boomers will in fact live in poverty unless things change. He is writing a book about this topic as well.

This week Peter, Angus and his Clan talked about peoples' financial worlds:the good the bad and the ugly, and key ingredients that are universal for anyone who wants to start a small business. Also Dan Hildebrand,filled in to talk about about how it can be tough finding a job after college. Also Peter talked about starting your own business, and an Author gave some business start-up tips.

Peter is joined by Jeff Hybiak, Portfolio Manager for Strategic Equity Management for another edition of Sunshine Friday. They talk about what is going on in with Greece, and do a recap of this weeks market news. Also they talk about some common ground with the Occupy Wall Street protesters and the Tea Party. To learn more about Jeff, and to read his blog click here.

If you worked hard for your company, if you were loyal and energetic then you were not supposed to end up unemployed. This may be a time to open that dream business. Peter is joined by Jim Beach, Co-Author of School for Start Ups. Check out his book here.

Dan Hildebrand, Risk Manager for the 401k Latte Company fills in for Peter McClellan to talk to the younger group of business professionals. Dan talks about how we are not in the same world as we used to be when it comes to finding a job after college. He also touches on how you should have a cash reserve and a plan before you make the big leap into college. To learn more about Dan click here.

When people enter your business do they say, "I'm really glad you guys are in our neighborhood?" Peter is joined by Alix Noonan and Lynn Evinger Owners of Alix in Candyland. Check them out here. They talk about some key ingredients that are universal for anyone who wants to start a small business.

Peter McClellan talks about what he is seeing in peoples' financial worlds: the good the bad and the ugly, and how you can relax with the Market going up and down like a roller coaster. He talks about having the right team in place for greater financial success.

This week Peter, Angus and his Clan covered everything from measuring your progress in your job, to making sure you are covered from an employee lawsuit, then The Young Professional Show Segment covered the Social Media phenomenon and how it's changing how we work.

Dan Hildebrand, Risk Manager for the 401k Latte Company fills in for Peter McClellan for Sunshine Friday with Jeff Hybiak. They talk about how the occupy wall street protesters and the tea party are alike in that people are upset with the economy on both sides. Also they talk about how our country is in big trouble financially. To learn more about Jeff,and to sign up for his blog click here.

Peter McClellan is joined by Ben Skjold Business, Attorney for Skjold Parrington, www.skjoldparrington.com, and Ted Capistrant, Owner of Profit Builder Network, www.profitbuildernetwork.com for part two of the series on proper business planning and how it could save you alot of money in the long run.

Dan Hildebrand, Risk Manager for the 401k Latte Company fills in for Peter on the second Young Professionals segment of the Peter McClellan Show. Dan talks to Eric Mills, President of Social Media Institute about how social media plays a big part in marketing your product or service. To learn more about The National Institute for Social Media click here. The Young Professionals segment will air right here only on thinkon.biz monthly, in the middle of the month at 11am CDT. Check out the last show: Listen here.

Peter is joined by Mark Moores and Brad Pint from Moores Insurance Management, Inc. to talk about how you can minimize the risk of being in financial trouble if a disgruntled employee files a lawsuit. To learn more about Moores Insurance Management click here.

Are you having a hard time making clear,strategic business decisions? Peter is joined today by Steve Callendar, President of Effective Learning for Growth. To learn more about Steve click here. They talk about having the right frame of mind, and creating a proper plan before you make a major decision for your company.

Peter and Angus covered many great topics this week.
Everything from starting a new Business and not having to worry as much about the risk involved to the harsh realities of retirement and how they are changing, and how teamwork can make all the difference in your Business.

Peter is joined by Jeff Hybiak Portfolio Manager of Strategic Equity Management. To learn more click here. They talk about how things can change so quickly in the market, and what you can do to relieve some of that stress. They also do a recap of The Markets' activity this week.

Peter is joined by Tom LaForce, Speaker and Owner of LaForce Teamwork Services to talk about how improving your team can create new ideas, problems can get solved and productivity can increase. To learn more about Tom LaForce click here.

The retirement realities continue to evolve, and today Peter is joined by Stan Hustad, Speaker, Author and Coach. They talk about how we are meant to serve people and not just unplug during our retirement years. To learn more about Stan Hustad and how he can serve you click here.

This week we covered many small business tips: Everything from getting the right legal counsel, to not underbidding on your products, to adapting to how you can reach your customers and aligning yourself with the right business people.

It's that time of the week again- It's Sunshine Friday! Peter McClellan is joined by Jeff Hybiak Portfolio Manager of SEM, www.stratequity.com to talk about what the 4th quarter could look like. They do a quarterly recap.

Peter McClellan is joined today by Ben Skjold, Business Attorney for Skjold Parrington, www.skjoldparrington.com, and Ted Capistrant, Owner of Profit Builder Network, www.profitbuildernetwork.com for part one of a two part series on proper business planning.

Is your business suffering unnecessarily because you have not gotten the help you need? Today Peter talks to Janessa Meyer, Founder and Lead Client Partner of The M Group, www.theMgroupcreative.com about how you may be able to grow your business even in this tough economy with the right marketing in place.

Do you feel like you’re wasting boatloads of money on advertising, and hardly seeing results? Today Peter McClellan talks to Chad Hagman, Owner of Stars and Stripes Lawn & Landscape, Inc. www.starsandstripeslandscape.com about the value creating a life long relationship with your customers by adding a personal touch.

At what point does your business really need counsel from an Attorney? Today Peter talks to Mary Budge, Owner and Business Attorney of Budge Law Office, LLC, www.budgelaw.com about getting things settled legally for your business.

It's Sunshine Friday, and Peter talks to Jeff Hybiak Portfolio Manager of Strategic Equity Management, www.stratequity.com about this weeks Stock Market news.

The proverbial pink slip can be tough to stomach. Are you seeing a window of opportunity in losing your job? Today Peter McClellan talks to Janelle Meier, Owner of Black Barn Bakery, www.blackbarnbakery.com about how a crisis can motivate you to pursue your passion.

Are you able to make crystal clear decisions, or are you indecisive? Today Peter McClellan talks to Jill Johnson, Owner of Johnson Consulting Services, www.jcs-usa.com about the value of getting counsel from advisers, and how it makes all the difference for your business.

So you’re a goal setter, but what do you when everything in your life is changed in an instant? Today Peter McClellan talks to Joe Stone, http://joesstone.blogspot.com/ and presents him with The Braveheart Award. Joe and Peter talk about the zeal to keep going and achieve your dreams even with some huge challenges.

In business what do you get when you connect the heart and the head? You get people feeling honored and valued, and that translates into a lot of success. Peter talks with Hillary Feder, Owner of Hillary’s, www.hillarysgifts.com about achieving success.

The Market is crazy. Can we trust Wall Street to be honest with us? Dan Hildebrand, Risk Manager for The 401k Latte Co., www.401klatte.com fills in for Peter McClellan to interview Jeff Hybiak from Strategic Equity Management, www.stratequity.com for Sunshine Friday.

Everybody knows someone who has endured Alzheimers, and that can be tough to go through as a family. Today on the Peter McClellan Show Peter is joined by Kanada Yazbek, Sponsor of The Alzheimer’s Walk to End Alzheimer’s,www.alz.org/mnnd ,to talk about getting involved in a great cause.

Dan Hildebrand, Risk Manager for The 401k Latte Co., www.401klatte.com fills in for Peter McClellan for the debut of The Young Professionals Show which can be heard in the middle of the month, every month.
Dan talks to Tom Hilla, Communications and Community Relations Specialist Minnesota School of Business, www.msbcollege,edu about how meeting someone face to face can help further your career.

Do you think it's hard for a Veteran to come back home and find a job? What do you think it's like for women Vets? Peter talks to Denise Williams, Assistant Director for Health Policy for The American Legion, www.legion.org about how women struggle to adjust when they return home.

Are you chasing money, or are you chasing making a difference? Today Peter is joined by Dave Anderson, Owner of Learn to Lead and Author of How to Run Your Business By The Book, www.learntolead.com to talk about sharpening your leadership axe.

The fears about Europe's debt are back with a vengeance. Peter is Joined by Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com for Sunshine Friday to talk about this weeks Stock Market news.

Some say the problems in Europe are simply overblown. Is that right? Peter is joined again by Tim McCain, Business Development for Strategic Equity Management and Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com about the lesson the US can learn from Europe's troubles.

The Financial Press is continually telling us that we’ll likely miss a recession. Are they right? Peter is joined by Tim McCain, Business Development for Strategic Equity Management and Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com to talk about the realities of the economy and what it means for your Portfolio.

Peter talks to Ben Skjold, Business Attorney for Skjold Parrington,www.skjoldparrington.com ;Ted Capistrant, President of Profit Builder Network,www.profitbuildernetwork.com
about how you can achieve greater financial stability.

The Jobs Report is out, and it's not good. Zero jobs were created in August. Is it a reality check? Peter McClellan is LIVE from the Minnesota State Fair for "Sunshine Friday" with Jeff Hybiak from Strategic Equity Management, www.stratequity.com via Skype to talk about what this out of control spending is doing to our economy, and how The Market has reacted.

How long has it been since you've connected with your roots? Peter is Live from The Minnesota State Fair, and is joined by Mark Scharenbroich, national speaker and author of Nice Bike, www.nicebike.com. They talk about making meaningful connections. Also Marks alter ego "Coach Bowers" stops in.

For some siblings when their parents Estate is settled it can be the last time they see each other. Today on the Peter McClellan Show Peter talks to Craig Goldman, Elder Law Attorney, Craig Goldman Law, www.craiggoldmanlaw.com, about getting your Estate planned in a way that may unite your family, not divide it.

Everybody knows someone who has endured Alzheimers, and that can be tough to go through as a family. Today on the Peter McClellan Show Peter is joined by Kanada Yazbek, Sponsor of The Alzheimer’s Walk to End Alzheimer’s,www.alz.org/mnnd ,to talk about getting involved in a great cause.

The Market has been up lately. Is that a good thing or a false hope?
Peter and Dan from the 401K Latte Company, www.401klatte.com, are live from The Minnesota State Fair, and are Joined via Skype by Jeff Hybiak from Strategic Equity Management, www.stratequity.com to talk about what is coming up for the Stock Market this week.

It's another Sunshine Friday LIVE from The Minnesota State Fair. Peter talks with Jeff Hybiak from Strategic Equity Management, www.stratequity.com via Skype about Federal Reserve Chairmen Ben Bernanke and what's next for the Stock Market.

Peter McClellan,www.401klatte.com, is Live from The Minnesota State Fair,and interacts with attendees about their favorite small business and what opportunities they have discovered in this tough economy. Peter is also joined by Dan Hildebrand, Risk Manager at the 401K Latte Company.

When it comes to networking you’re either making people feel comfortable or nervous. Which is it? Today on the Peter McClellan Show Peter talks to Rick Brimacomb, Owner of Brimacomb and Associates, www.brimacomb.com about growing your business one step at a time.

You’ve probably heard the news about how ammunition is selling out nationwide. Why is that? Today on the Peter McClellan Show Peter talks to Chris Juelich, Director and Billy Hieb, Manager of Gander Mountain Academy, www.gandermountain.com about guns and gun safety.

It's been another nasty week in The Market. Is it time to panic? Peter talks to Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com for this weeks Sunshine Friday. Jeff and Peter give a recap about the market and offer some valuable advice.

Peter talks to Ben Skjold, Business Attorney for Skjold Parrington, www.skjoldparrington.com; Ted Capistrant, President of Profit Builder Network, www.profitbuildernetwork.com about reaching success one step at a time.

Employers, do you know a veteran? They’ve done so much for us, but what can you do for them? Today on the Peter McClellan Show Peter talks to Bruce Nustad, President TwinWest Chamber of Commerce, www.twinwest.com and Marady Leary, Director of Programming Hiring our Heroes, US Chamber of Commerce, www.uschamber.com/veterans/events.

We all hear about buying low and selling high, but why don't we do it? Peter McCllelan talks to Brian Parkinson, Mortgage Banker for RMG Mortgage Banking, http://www.brianparkinson.com about how a crisis can create an opportunity.

Do your kids suffer from constant ear infections? Peter talks to Dr. Liz Gingrey and Dr. Susan Tousignant, Chiropractors and Owners of SuNu Chiropractic, www.SuNuWellness.com, about maybe getting a Chiropractic adjustment for you and your kids.

This morning’s paper read, “Economic outlook darkens.” What can you do about it? Today on the Peter McClellan Show Peter talks to Dan Hildebrand, Risk Manager for The 401k Latte Company, www.401klatte.com about financial habits of successful people.

It’s Sunshine Friday, and it’s been an absolutely crazy couple of weeks in The Stock Market. People are wondering what is going on!? Peter Talks to Mr. Sunshine himself Jeff Hybiak an Active Money Manager who gives a Market recap and some insights into what is going on in the market.

So should you buy, sell or hold in this roller coaster of a market? Peter McClellan talks to Dan Hildebrand, Risk Manager for The 401k Latte Company, www.401klatte.com about the market and how there is hope.

So you’re out of work and unemployment is really getting old. There are job opportunities out there. Today on the Peter McClellan Show Peter talks to Josh Winger, www.interstatedriving.com an instructor at a trucking school about a great job opportunity and how you can rollover that 401K Plan from your previous employer.

1 out of every 2 marriages ends in divorce. So what can you do if this happens to you? Today on the Peter McClellan Show Peter talks to Jeanne Mock, Kathy Mock, Carin Thomas, co-authors and co-owners of Cinder Ventures, www.cinderventures.com about how you can be in control of your future after a divorce.

Should this big credit downgrade really come as a surprise, and what does it mean for your portfolio? Peter talks to Jeff Hybiak, Portfolio Manager for Strategic Equity Management, www.stratequity.com.

Dan Hildebrand, Risk Manager for The 401k Latte Company, www.401klatte.com
fills in for Peter and talks to Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com about the Stock Market.

The US AAA Credit rating is probably over. What does it mean for your small business? Peter interviews Mike Bromelkamp, Principal of Olson Thielen, www.olsonthielen.com

Is social media just a waste of time or is it more than that? Peter interviews Karen Emanuelson, Owner of Reciprocate, LLC. www.reciprocatellc.com

What could you be doing with your career if you were not holding yourself back? Peter interviews Dave Cornell, Owner of The Big, Bald Guy with the Big Bold Message, www.big-bald-guy.com

The circus in Washington is getting really bizarre. Peter talks Jeff Hybiak, Portfolio Manager of Strategic Equity Management, www.stratequity.com about out of control spending from both political parties.

Traditional home sales are happening. Peter talks to Matt Johnson, Realtor of Johnson Realty Solutions, www.johnsonrealtysolutions.com about how people are still selling there homes in this economy.

What do you suppose it's costing you and/or your employees if you're not getting a goodnight sleep. Peter talks Dr. Courtney Whitney, Owner and Doctor for Whitney Sleep Center, www.whitneysleepcenter.com about how lack of sleep affects your performance at work.

Peter is live from Camp Tanadoona in Minnesota, www.campfireusa-mn.org where he talks to counselors about looking back on life and wondering if you made a difference in your community.

Peter talks to Mark Scharenbroich: Author of Nice Bike, www.nicebike.com about what it could be costing you if you're not fully engaged with your staff, and the people you serve in your business.

Peter interviews Chuck Feltz, Founding Partner of Engage Consulting, www.engageconsulting.com about how you can become financially stable.

Some people really hate talking about Life Inurance; what's the purpose of it anyway? Peter talks to Dan Hildebrand, Risk Manager for 401k Latte Co., www.401klatte.com

Business owners do you have the tools to have intelligent conversations that lead to intelligent, profittable business decisions?
Peter interviews Michele Jensrud, Senior Manager/CPA for Shecktor Dokken and Kanter, www.sdkcpa.com

So a storm may have just blow off your roof or damaged your home; Do you think now is a good time to learn about your insurance? Peter talks to Taras Karkoc, Representative for Minnesota Health Insurance Network, www.tkarkoc.mnhi.net

Have you ever seen the HBO Series Band of Brothers? Peter interveiws Ed “Doc” Pepping, Original Member of The Band of Brothers.

The only constant is change. You always have a choice how you react to it. Peter talks to Steve Beseke, CEO of Resilient Communications, www.resiliencyfirst.com

There are alot of applicants out there. How do you set yourself apart, and leave an imprint that gets you hired? Peter talks to John Warder, Principal Trainer and Coach of Strategic Talents Group.

Do you really need to play the Social Media game? Peter talks to Karen Emanuelson, Owner of Reciprocate, LLC, www.reciprocatellc.com

Peter interviews Al Wasson, WWII Veteran who fought for our country.